Introduction
India’s government launches Government Scheme in India 2025 various welfare schemes to uplift citizens economically and socially. These schemes are designed to support different sections of society including farmers, students, women, the unemployed, and the elderly. This blog covers the most important government schemes in 2025 with complete details about their benefits, eligibility criteria, and the application process.
1. Pradhan Mantri Awas Yojana (PMAY)
Objective:
To provide affordable housing to the urban and rural poor.
Key Features:
- Subsidy on home loan interest (up to 6.5%) under Credit Linked Subsidy Scheme (CLSS)
- Target: Housing for All by 2025
- Two categories: PMAY-Urban & PMAY-Gramin
Eligibility:
- EWS (Annual income < ₹3 lakh), LIG (< ₹6 lakh), MIG I & II (< ₹18 lakh)
- No pucca house in the name of applicant/family
How to Apply:
Visit pmaymis.gov.in or apply via banks/HUDCO
2. Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)
Objective:
To provide income support to all landholding farmer families
Key Features:
- Direct benefit transfer (DBT) of ₹6000/year in 3 installments
- Over 11 crore farmers covered as of 2025
Eligibility:
- All small and marginal landholders
- Excludes taxpayers, professionals, and institutional landholders
How to Apply:
Register at pmkisan.gov.in or at CSC (Common Service Centre)
3. Pradhan Mantri Ujjwala Yojana (PMUY)
Objective:
To provide free LPG gas connections to women from BPL families
Key Features:
- One-time grant of ₹1600 per connection
- Additional refill support under Ujjwala 2.0
- Encourages clean cooking practices
Eligibility:
- Women aged 18+ from BPL families
- Valid documents like ration card, BPL certificate, Aadhaar
How to Apply:
Submit application to nearest LPG distributor or online via pmuy.gov.in
4. Ayushman Bharat Yojana (PM-JAY)
Objective:
To provide health coverage to poor and vulnerable families
Key Features:
- Coverage of ₹5 lakh/family/year for secondary & tertiary hospitalization
- 24×7 free hospitalization at empaneled hospitals
- Covers over 50 crore beneficiaries
Eligibility:
- Socio-Economic Caste Census (SECC) data used for inclusion
How to Apply:
Check eligibility on pmjay.gov.in or visit nearest CSC
5. Sukanya Samriddhi Yojana (SSY)
Objective:
To promote girl child savings and secure her future education/marriage
Key Features:
- Interest rate of 8%+ (highest among small savings schemes)
- Deposits: Min ₹250 to Max ₹1.5 lakh/year
- Maturity: 21 years or girl’s marriage
Eligibility:
- Girl child up to 10 years of age
- Indian resident
How to Apply:
Open account at post office or authorized bank
6. Beti Bachao, Beti Padhao
Objective:
To address declining child sex ratio and promote girl child education
Key Features:
- Mass awareness campaigns
- Support for girl education and health
- Joint initiative of Ministry of Women & Child Development, Health, Education
Eligibility:
- Open for all districts with low sex ratio
How to Apply:
No direct benefit transfer; awareness-based
7. National Pension Scheme (NPS)
Objective:
To provide retirement income and promote long-term savings
Key Features:
- Market-linked returns, managed by PFRDA
- Tier I (mandatory), Tier II (optional)
- Tax benefits under Sec 80C, 80CCD
Eligibility:
- Indian citizens aged 18-70
How to Apply:
Via enps.nsdl.com or banks/POP
8. Stand-Up India Scheme
Objective:
To promote entrepreneurship among women, SC/ST
Key Features:
- Loans from ₹10 lakh to ₹1 crore
- Focus on greenfield enterprises
- Encouragement for startups
Eligibility:
- SC/ST or woman entrepreneur aged 18+
- Greenfield project only
How to Apply:
Apply through standupmitra.in
9. Atmanirbhar Bharat Rojgar Yojana (ABRY)
Objective:
To boost employment generation in post-COVID India
Key Features:
- EPFO contribution paid by govt for new employees
- Valid for new employees in registered establishments
Eligibility:
- New employees earning < ₹15,000/month
- Establishments with valid EPFO registration
How to Apply:
Automatic via EPFO; employers must register new employees
10. National Education Policy Support Schemes
Objective:
To implement NEP 2020 via various digital and financial aids
Key Features:
- Digital learning platforms: SWAYAM, DIKSHA
- Scholarships for SC/ST/OBC students
- E-Vidya and vocational skilling
Eligibility:
- Varies by scheme and income/class
How to Apply:
Through respective platforms like scholarships.gov.in
11. E-Shram Portal Scheme
Objective:
To register unorganized workers and provide social security
Key Features:
- UAN (Universal Account Number)
- Accident insurance of ₹2 lakh
- Welfare benefits to construction, gig, and domestic workers
Eligibility:
- Workers aged 16-59 in unorganized sector
How to Apply:
Register at eshram.gov.in
12. Digital India Mission Schemes
Objective:
To transform India into a digitally empowered society
Key Features:
- Free digital literacy for 6 crore households
- Common Services Centres (CSCs) in rural areas
- E-Governance services
Eligibility:
- Available to all citizens
How to Apply:
Visit digitalindia.gov.in
Conclusion
The Indian government has taken major steps to promote inclusive growth through targeted schemes. Whether you’re a student, farmer, woman, job-seeker, or entrepreneur – there’s likely a scheme for your benefit. Make sure to stay updated, meet eligibility requirements, and take full advantage of these government initiatives.
